My husband’s Million-Dollar Murder Plot - Chapter 2

Chapter 2

I gripped my phone tightly, my palms clammy with nervous sweat. Just as Ruby pressed her keycard against the lock’s sensor, Victor reached out and stopped her.

“Forget it,” he said, his voice low but firm. “We saw Lillian fall into the ocean with our own eyes. There’s no way she survived. My post is going viral right now. If we do anything suspicious and it gets traced back to us, we’ll lose the payout. The insurance company won’t pay a cent.”

Ruby hesitated but eventually nodded, letting him lead her back into their room. Moments later, muffled, intimate noises resumed through the wall.

I quickly called my lawyer, my voice steady despite the storm inside me. Afterward, I went to the hospital to treat my injuries and then handed all the evidence I had collected over the past month to him.

I had first discovered the insurance policy by accident. From the moment I saw it, something felt wrong. The payout was enormous, and Victor was the sole beneficiary.

Even worse, the agent handling the policy was Ruby, his first love and long–time mistress. At the time, I thought I could confront Ruby directly, but Victor caught on quickly. Wrapping his arms around my waist, he murmured sweetly into my ear.

“This is just a safety net for our marriage,” he explained smoothly. “Look, I even got a policy for myself. If either of us ever has an accident, the other will have the strength to go on. Isn’t that what love is? Taking care of each other?”

Foolishly, I believed him.

But soon after, I noticed his search history–articles about staging accidents and foolproof methods to make them look natural. The unease in my chest grew heavier with each passing day.

Then came the moment that shattered every lie. One afternoon, I went to Victor’s office.

But soon after, I noticed his search history–articles about staging accidents and foolproof methods to make them look natural. The unease in my chest grew heavier with each passing day.

Then came the moment that shattered every lie. One afternoon, I went to Victor’s office to drop off some papers and found him in the breakroom, passionately kissing Ruby.

The truth hit me like a freight train. Everything he’d ever said about love was a sham. I took out the insurance policy that night and began my investigation.

When I found that Ruby had altered several key clauses in the policy, making it more beneficial to Victor, I realized this wasn’t just an insurance document–it was my death warrant.

From then on, Victor’s behavior changed. He began suggesting we try extreme sports or risky activities. One night, I was startled awake by a faint noise coming from the bathroom. Quietly, I got up and tiptoed toward the light.

Inside, I saw Victor fiddling with the wiring, tossing loose cables into the bathtub. My blood turned cold. Every morning, I took a bath as part of my routine. There was no need to explain what he intended.

Tears streamed down my face as I leaned weakly against the doorframe, my entire body trembling. Victor noticed me, his expression flickering for just a moment before he smoothed it over.

“The wiring must’ve short–circuited,” he said calmly. “I’ll fix it tomorrow.”

Victor noticed me, his expression flickering for just a moment before he smoothed it over.

“The wiring must’ve short–circuited,” he said calmly. “I’ll fix it tomorrow.”

I couldn’t say a word.

After that night, Victor became more cautious, his actions more calculated. Yet Ruby’s occasional visits to our home revealed her impatience. Her glances, sharp as knives, betrayed their shared intent.

The day I overheard Ruby talking about booking a cruise, I knew they were planning to exploit my inability to swim. So, I decided to play along, baiting them into making their move.

At the hospital, I overheard the nurses chatting in hushed tones.

“Did you see that news about the wife who fell overboard? That poor husband, crying on his knees. He looked so heartbroken.”

“He must’ve really loved her. It’s so tragic.”

I bit my lip, forcing back a bitter laugh as I shook my head. Leaving the hospital, I instinctively opened Victor’s social media. As expected, he had posted another video.

This time, he had hired a professional salvage team and vowed to spare no expense in finding his beloved wife. The comments were flooded with sympathy and praise.

But my sharp eyes caught something–the profiles of the people commenting. Their faces were eerily familiar.

They were the security staff from Ruby’s company.

Victor had planned every detail meticulously. If I hadn’t known better, even surviving this ordeal wouldn’t have saved me. He would’ve lured me back, playing the concerned husband, only to finish what he started.

The thought made me shiver, my stomach twisting into knots.